Asset–Liability Management (ALM) Training is a practical, banking-focused program designed to equip learners with the knowledge required to understand ALM frameworks, balance sheet management concepts, liquidity monitoring workflows, and financial risk management practices within banking and financial services environments. This training focuses on asset and liability coordination, liquidity risk awareness, interest rate risk concepts, treasury operations, cash flow management practices, regulatory compliance considerations, and operational governance workflows. Participants will gain practical understanding of how financial institutions manage balance sheet stability, funding strategies, and financial risk exposure.

• Understanding of asset–liability management and treasury concepts
• Ability to explain liquidity and balance sheet monitoring workflows
• Skills in risk mitigation and operational coordination awareness
• Knowledge of compliance and governance practices in ALM operations
• Capability to support banking liquidity and financial stability initiatives

• Banking and Financial Services Professionals
• Treasury and ALM Teams
• Risk Management and Compliance Staff
• Finance and Liquidity Operations Professionals
• Professionals involved in banking balance sheet management

• Basic understanding of banking or financial services concepts is helpful
• Familiarity with treasury, finance, or risk management operations is an advantage
• No prior ALM experience required
• Interest in banking risk and treasury management recommended

• Understanding asset–liability management concepts and workflows
• Awareness of liquidity and balance sheet risk management practices
• Knowledge of treasury coordination and funding management concepts
• Understanding interest rate and cash flow monitoring awareness
• Compliance and governance concepts in ALM operations
• Operational controls and risk mitigation practices
• Best practices for banking liquidity and financial stability management

Upon completion of this training, participants will be able to understand asset–liability management workflows and balance sheet risk management practices within banking environments. They will be capable of supporting liquidity monitoring activities, treasury coordination processes, compliance workflows, and financial risk management initiatives.

Introduction to Asset–Liability Management
• Overview of ALM frameworks and banking financial operations
• Importance of balance sheet management in banking environments
• Treasury coordination and funding management awareness
• Financial stability and operational resilience concepts

Liquidity and Cash Flow Management Concepts
• Liquidity monitoring and operational workflow awareness
• Cash flow management and funding considerations
• Short-term and long-term liquidity planning concepts
• Operational reporting and escalation practices

Interest Rate Risk and Funding Exposure Awareness
• Interest rate risk concepts in banking operations
• Asset and liability mismatch awareness
• Funding exposure and balance sheet coordination practices
• Risk identification and mitigation workflow concepts

Case discussions and exercises

Compliance, Governance, and Operational Controls
• Regulatory compliance awareness in ALM operations
• Governance and operational oversight concepts
• Internal controls and audit readiness workflows
• Operational reporting and financial monitoring practices

Treasury Operations and Risk Mitigation Practices
• Treasury workflow and liquidity planning concepts
• Process optimization and operational efficiency awareness
• Business continuity and financial resilience practices
• Customer confidence and banking stability considerations

Digital Transformation and Emerging Trends in ALM
• Data analytics and reporting awareness in treasury operations
• Automation and digital ALM workflow concepts
• Technology-driven risk monitoring practices
• Emerging trends in liquidity and balance sheet management

Case discussions and exercises

• ALM frameworks and banking financial operations concepts
• Liquidity monitoring and funding management practices
• Interest rate and balance sheet risk awareness
• Treasury coordination and operational workflows
• Compliance and governance in ALM environments
• Emerging trends in digital treasury and risk management operations

• ALM and treasury assignments
• Liquidity monitoring and risk management exercises
• Compliance and operational workflow activities
• Final ALM case study assessment

Participants will receive course materials, slides, reference materials, exercises and access to resources for further learning.

Participants who successfully complete the training will receive an AcadNXT Certification in Asset–Liability Management (ALM) Training, validating their expertise in ALM frameworks, liquidity monitoring concepts, treasury coordination practices, balance sheet management awareness, and banking financial risk operations.